In For A Penny
How to look after your children (financially) without breaching lockdown

How to look after your children (financially) without breaching lockdown

June 3, 2020

Childcare is dominating the news as primary schools reopen and government adviser Dominic Cummings faces criticism for driving from London to his parents in Durham during lockdown because he was worried about how his son would be looked after.

What about preparing the next generation financially?

Marc & Josh discuss how to save and invest for your children.

What is a Junior ISA?

Is it worth setting up a pension for your children?

Are premium bonds worth the risk?

Alien Concept: The difference between saving and investing

Is there a minimum amount you should save or invest?

Are savings apps a good idea?

Do the terms make sense?

About us

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

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@inforapennypod1

For better or for worse: The financial implications of getting divorced

For better or for worse: The financial implications of getting divorced

May 14, 2020

Married couples have been spending a lot more time together during lockdown in the UK which in some cases has brought families closer and sadly in others there is speculation that frustration could lead to divorce.

There was a spike in divorce applications in China after it lifted its lockdown restrictions earlier this year and UK lawyers say they have seen more inquiries about marital splits.

Marc and Josh spoke with Charlotte Coyle, a senior associate in the family team at law form Goodman Derrick, to talk through the financial practicalities of getting divorced.

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

How to leave a review

Apple devices:

  • Launch the Apple Podcast app on your smartphone
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@marcshoffman

@joshgerstler

@inforapennypod1

 

Why your investment portfolio is like a football team

Why your investment portfolio is like a football team

April 28, 2020

Can investing be explained by using a football analogy?

Marc and Josh discuss what roles the goalkeeper, midfielders and strikers would play in an investment portfolio? Who were the best players in these positions of the 90s and noughties?

Plus, does a pub quiz work on Zoom and Marc explains why he is against supper quizzes.

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

How to leave a review

Apple devices:

  • Launch the Apple Podcast app on your smartphone
  • Search for the In For A Penny Podcast
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@joshgerstler

@inforapennypod1

 

 

Coronavirus crunch: Can I still get a mortgage?

Coronavirus crunch: Can I still get a mortgage?

April 8, 2020

Marc and Josh consider what you can do to fulfil your housing aspirations despite the property market being on lockdown.

- Is it still worth applying for a mortgage?

- Can you still exchange and complete on a property?

- How a mortgage holiday works

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

How to leave a review

Apple devices:

  • Launch the Apple Podcast app on your smartphone
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Android devices:

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@marcshoffman

@joshgerstler

@inforapennypod1

Life in lockdown: Haircuts, home schools and happy memories

Life in lockdown: Haircuts, home schools and happy memories

April 2, 2020

Marc and Josh take a break from financial issues to discuss life under lockdown.

We tackle important issues including:

- What are you missing the most?

- What is the best sporting moment to watch on TV?

- In which order should the Marvel movies be watched?

- Is the end of ISA season as exciting as transfer deadline day?

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

How to leave a review

Apple devices:

  • Launch the Apple Podcast app on your smartphone
  • Search for the In For A Penny Podcast
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Android devices:

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@marcshoffman

@joshgerstler

@inforapennypod1

 

Navigating home schooling and working amid the coronavirus crunch

Navigating home schooling and working amid the coronavirus crunch

March 23, 2020

Marc Shoffman and Joshua Gerstler discuss the prospect of home schooling and working amid the coronavirus pandemic.

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

How to leave a review

Apple devices:

  • Launch the Apple Podcast app on your smartphone
  • Search for the In For A Penny Podcast
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Android devices:

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@marcshoffman

@joshgerstler

@inforapennypod1

The coronavirus crunch: Why you shouldn’t let the epidemic infect your investments

The coronavirus crunch: Why you shouldn’t let the epidemic infect your investments

March 9, 2020

Marc Shoffman and Joshua Gerstler discuss the importance of sticking to your financial (and holiday) plans amid market uncertainty being caused by the coronavirus. 

Plus, what could an inheritance tax shake-up in this week's Budget mean for your financial journey?

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

How to leave a review

Apple devices:

  • Launch the Apple Podcast app on your smartphone
  • Search for the In For A Penny Podcast
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  • Tap on the stars to leave a rating
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Android devices:

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@marcshoffman

@joshgerstler

@inforapennypod1

How to not get driven mad by car tax

How to not get driven mad by car tax

February 18, 2020

Marc Shoffman and Joshua Gerstler discuss how car tax works and the best ways to pay. Also, don't miss Josh's idea for the future of motorways!

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

How to leave a review

Apple devices:

  • Launch the Apple Podcast app on your smartphone
  • Search for the In For A Penny Podcast
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  • Tap on the stars to leave a rating
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Android devices:

  • Download the Podbean app
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@marcshoffman

@joshgerstler

@inforapennypod1

No such thing as a free lunch! How to spot a scam and avoid falling for financial con artists

No such thing as a free lunch! How to spot a scam and avoid falling for financial con artists

February 6, 2020

Billions of pounds is lost to scams each year. Marc Shoffman and Joshua Gerstler discuss how to spot a scam and examples of the most common methods used by con artists.

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

How to leave a review

Apple devices:

  • Launch the Apple Podcast app on your smartphone
  • Search for the In For A Penny Podcast
  • Click on the artwork and tap the reviews tab to leave feedback
  • Tap on the stars to leave a rating
  • Click send
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Android devices:

  • Download the Podbean app
  • Search for the In For A Penny podcast
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  • You can also comment directly on our Podbean profile on a desktop computer

@marcshoffman

@joshgerstler

@inforapennypod1

 
 
Payday! Understanding your payslip

Payday! Understanding your payslip

January 20, 2020

Marc Shoffman and Joshua Gerstler discuss what the figures on a payslip mean and why they are important as well as the pros and cons of the office whip round!

 

About us

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

How to leave a review

Apple devices:

  • Launch the Apple Podcast app on your smartphone
  • Search for the In For A Penny Podcast
  • Click on the artwork and tap the reviews tab to leave feedback
  • Tap on the stars to leave a rating
  • Click send
  • You may need to sign in to iTunes to do this

Android devices:

  • Download the Podbean app
  • Search for the In For A Penny podcast
  • Leave a review via the comments tab
  • You can also comment directly on our Podbean profile on a desktop computer

@marcshoffman

@joshgerstler

@inforapennypod1

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