From business etiquette to corporate jargon, personal finance journalist Marc Shoffman and his financial planner friend Joshua Gerstler discuss the confusing concepts and challenges from the world of finance and wider society
Episodes
Tuesday Jul 02, 2019
Tuesday Jul 02, 2019
Alien concept: Safe havens
- How important are safe havens when investing?
- How safe is gold?
- Should it be part of a portfolio?
- Do clients ever ask about it?
- What other safe havens are there?
- Is the phrase safe haven misleading, is anything safe?
Penny for your thoughts: How much should the tooth fairy be paying in 2019?
- SunLife analysis suggests the average tooth fairy payout is £1.88, what is the best rate for a tooth?
- Should it change with inflation?
- Royal London research estimates it costs more than £144,000 to raise a child up to age 18, on top of tooth fairy costs. How can you prepare your family finances?
- Is there a difference between investing for yourself and for your family?
- What is the best way to invest for your family?
Contact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss.
About us
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.
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Tuesday Jun 04, 2019
Tuesday Jun 04, 2019
Alien concept: Early repayment charges (ERC)
- What is an ERC?
- Why is an ERC needed?
- How is it worked out?
- What type of finance does it apply to?
- Why are you penalised for repaying debt early?
- Is it ever worth paying an ERC?
Penny for your thoughts Email etiquette
- What is the best way of addressing someone on email?
- How formal should you be if you have never met someone/met someone
- How should you sign off an email?
Contact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss.
About us
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.
Wednesday May 08, 2019
Wednesday May 08, 2019
Happy birthday Help to Buy!
The Help to Buy Equity Loan scheme is now six years old, but who is it really helping?
Marc Shoffman and Josh Gerstler analyse the government's flagship housing scheme:
- How does Help to Buy work?
- How does it compare to other mortgage products?
- Does the government backing give it more gravitas?
- Do buyers understand the equity loan aspect?
- Is Help to Buy pushing up house prices?
- How can Help to Buy be improved?
Contact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss.
About us
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.
Sunday Apr 07, 2019
Sunday Apr 07, 2019
On this episode:
Alien concept: Inflation
What does it mean and how does inflation affect you?
How does inflation influence your investments, pension and protection products?
What items make up the inflation basket and how has it changed over the years?
How much milk and beer could you afford back in 1999?
Penny for your thoughts: Pulling a sickie
How to approach sickness in the office
Should you feel guilty about a sick day?
How ill do you have to be to miss work?
How to spot a faker
Contact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss.
About us
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.
Monday Mar 11, 2019
Monday Mar 11, 2019
On this episode:
Alien concept: Tax wrapper
- What is a tax wrapper?
- How would you explain a tax wrapper to a client?
- What can you put in a tax wrapper?
- What else could it be called?
- Do we need the term at all?
Penny for your thoughts: How to combat the scourge of presenteeism or facetime in the office
Plus, don't miss Marc's Isa rap!
Contact us via Twitter if there are any financial terms you would like us to dissect and discuss.
About us
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.
Friday Feb 08, 2019
Friday Feb 08, 2019
Personal finance journalist Marc Shoffman (Cavendish Content) and financial planner Joshua Gerstler (The Orchard Practice) sit down to discuss the world of business and finance. On this episode: - Alien concept: Pension commencement lump sum - A penny for your thoughts: Suit or shorts? What to wear for work. Nothing discussed in this programme should constitute financial advice. Subscribe on iTunes itunes.apple.com/gb/podcast/in-fo…ast/id1447026485 Stream on Spotify open.spotify.com/show/52nEz6r6VVqzQRWtsvnnLN If you have enjoyed listening, please like this episode and share with your friends so that others can find us too. Are there any matters you would like to hear about or suggestions on how we can improve? Tweet us at twitter.com/inforapennypod1 or email marc@cavendishcontent.com
Monday Jan 14, 2019
Monday Jan 14, 2019
Personal finance journalist Marc Shoffman (Cavendish Content) and financial planner Joshua Gerstler (The Orchard Practice) sit down to discuss the world of business and finance. On this episode: - How to cheat at crazy golf - Are you an aggressive or assertive complainer? - Alien concept: What is a annuity? - Serious matters: Are there too many ISAs? Nothing discussed in this programme should constitute financial advice. Subscribe on iTunes https://itunes.apple.com/gb/podcast/in-for-a-penny-podcast/id1447026485 Stream on Spotify https://open.spotify.com/show/52nEz6r6VVqzQRWtsvnnLN If you have enjoyed listening, please like this episode and share with your friends so that others can find us too. Are there any matters you would like to hear about or suggestions on how we can improve? Tweet us at twitter.com/inforapennypod1 or email marc@cavendishcontent.com
Sunday Dec 16, 2018
Sunday Dec 16, 2018
Personal finance journalist Marc Shoffman (Cavendish Content) and financial planner Joshua Gerstler (The Orchard Practice) sit down to discuss the world of business and finance. On this episode: - Is it right to get drunk at a work Christmas party? - A penny for your thoughts: What is the best way to shake hands in a meeting? - Alien concept: What does income drawdown mean? - Serious matters: Has equity release shaken off its negative image? Nothing discussed in this programme should constitute financial advice. If you have enjoyed listening, please like this episode and share with your friends so that others can find us too. Are there any matters you would like to hear about or suggestions on how we can improve? Tweet us at http://twitter.com/inforapennypod1 or email marc@cavendishcontent.com